I messed up and now im in default

howdy,
I am sick to my stomach admittedly. I have never used reddit before this (admittedly I have only listened to reddit stories read by smosh) I (23 yr old female) graduated in may 2024 with a theatre degree. I was hit with some back to back to back emotional and financial hardship- my private student loans got away from me and without realizing I had failed to make a payment since september of 2024. today I got a notice that my loan was in delinquency and my heart SANK. turns out- no, it's not in delinquency as of yesterday my loan is now in default. I am a nervous wreck- I have no one to turn to. I have been trying to stay atop my other loans (a sallie mae and a federal) I am a first gen college student with parents who have bad credit themselves. i am hoping that I can call tomorrow and get things squared away- i am hoping and praying for rehabilitation and to get pay to a repayment plan. I booted up my portal and my past due amount was the full amount of student loan. any words of wise or encouragement. any finger wagging or shame- save it please, trust me I am doing that to myself enough right now.