My son is currently a freshman, I took out PPL for him for this year. I plan to consolidate them with my other 2 children’s PPL in the Spring and get on an ICR plan. After this, my husband will take out any PPL needed for the remaining 3 years. Will he have the 20k a year CAP, since my son will have had previous PPL?

    PPL CAPS, will this affect us?
    byu/Jaxs272727 inStudentLoans



    Posted by Jaxs272727

    1 Comment

    1. The caps won’t apply, but your husband’s PPLs will only be eligible to be repaid on the standard plan.

      Obviously, try to borrow as little as possible.

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