So I was driving to work on the freeway, my hood popped open(I opened it last night guess It didn't close all the way)
So I parked in the emergency lanes, turned on my emergency lights, waited a couple minutes too see when it was safe to open my door, traffic was very busy so I just sat for a minute then a big crash to my left rear part of my car and I see a car roll over too side of the highway
I was shook then 2 witnesses come out and ask if im okay and tell me its not my fault
I never talked to the other driver, never got near him, Dude was obviously in a big car crash so im not gonna say dude looked drunk, the tow truck driver who took me home said he was drunk and when we were leaving they were giving him a breathalyzer test
…just curious what my does my situation look like for me???
Car got completely totalled while I was parked in the emergency lane
byu/BoxCon1 inInsurance
Posted by BoxCon1
3 Comments
Not sure what you mean. File a claim on his insurance, if he has any. If there’s no coverage issues they will compensate you for your damages subject to their policy limits. Or if you have collision on your policy. You company will then subrogate to try to get your deductible back. Might take a few months, or you might never get it back.
Do you have collision coverage? It is faster and easier to file a claim with your insurance. If your insurance is lucky to get money from another party – your deductible will be reimbursed.
Well if you have collison coverage, best to call your insurance to handle your car, this sounds like it could be a mess with this other guy. Unfortunately, if you don’t, you’ll need to call his insurance, could go quick, could be very slow.