CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Discover it Student Card $3250 limit, 12/2024
* FICO scores with source: Transunion 726
* Oldest credit card account age: 9 months
* Cards approved in the past 6 months:
* Cards approved in the past 12 months: 1
* Cards approved in the past 24 months: 1
* Annual income $: 33,600k net
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 200
* Groceries $: 500 (Costco ~200, Woodman's, Whole Foods)
* Gas $: 150
* Travel $: If anything <50 on transit.
* Using abroad?: NA
* Other categories or stores: Internet/Phone: 90 per month
* Other spend: Gym membership: 30/month, Music Subscriptions: 27/month, Adobe: 22/month, Streaming(Hulu, Disney, etc): 40/month
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Disney bundle subscriber: Yes
* Open to business cards: Maybe
PURPOSE
* Purpose of next card: Cashback
* Cards being considered: I think a Visa would be useful but otherwise no
Credit Card Recommendations for Second Card
byu/Snoo_43140 inCreditCards
Posted by Snoo_43140
1 Comment
Amex blue cash preferred. 6% cash back on groceries and 6% on streaming. Also gives you credit for Disney subscription
Only downside is, it can’t be used at Costco