CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Discover it Student Card $3250 limit, 12/2024

    * FICO scores with source: Transunion 726

    * Oldest credit card account age: 9 months

    * Cards approved in the past 6 months:

    * Cards approved in the past 12 months: 1

    * Cards approved in the past 24 months: 1

    * Annual income $: 33,600k net

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: Yes

    * Estimate average monthly spend in the categories below.

    * Dining $: 200

    * Groceries $: 500 (Costco ~200, Woodman's, Whole Foods)

    * Gas $: 150

    * Travel $: If anything <50 on transit.

    * Using abroad?: NA

    * Other categories or stores: Internet/Phone: 90 per month

    * Other spend: Gym membership: 30/month, Music Subscriptions: 27/month, Adobe: 22/month, Streaming(Hulu, Disney, etc): 40/month

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Amazon Prime member: Yes

    * Disney bundle subscriber: Yes

    * Open to business cards: Maybe

    PURPOSE

    * Purpose of next card: Cashback

    * Cards being considered: I think a Visa would be useful but otherwise no

    Credit Card Recommendations for Second Card
    byu/Snoo_43140 inCreditCards



    Posted by Snoo_43140

    1 Comment

    1. Amex blue cash preferred. 6% cash back on groceries and 6% on streaming. Also gives you credit for Disney subscription

      Only downside is, it can’t be used at Costco

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