So here's the story…
In 2022 I was involved in an at fault accident. My rates went up…
Just when I thought things were going ok…boom…another accident in 2024 with a little less than 1 year before the first accident would drop. My current insurance is still going to drop me even though as of today, there is the most recent 2024 accident on my record.
Looking for new insurance but…am I still considered high risk even though the 2022 accident dropped off my record?
Posted by ThundyTheGryphon
3 Comments
Depends some carriers use 3 years, other use 5
Insurance companies have different ways to determine how much of a risk you are. There are state laws and company policies that dictate how far back they can look 5 years isn’t an unreasonable amount of time.best advice anymore here can offer is to shop around.
3 years is not universal