A strong practice I've found is physically writing out your financial goals/budget/ ect is very helpful.
I'll write how much I want to save a month, my goals and what I contributed week to week. I have a digital spread sheet to organize this information too but there's something freeing about rambling on paper. Just going crazy with that pen. I have a habit of breaking down goals into months, weeks, days, and really trying to understand what I am up against.
Putting specific mental focus into your goals is basically the same thing as meditation.
Till Janurary I have to put away 4K$ into my emergency savings to reach my goal of 10K$.
Till Janurary I need to put 2,250$ into my Roth to finish with 7K for the fiscal year.
Completing both goals for Jan 2026 will bring me to ~27K networth out of 100K goal by 2029.
Knowing the specifics gives me confidence to work overtime, and hold myself accountable.
Writing is important to finances
byu/100k_Sprinter inpersonalfinance
Posted by 100k_Sprinter
2 Comments
Did you have a question? This is more appropriate for the weekly submissions.
I’m an advocate of detailing things on a spreadsheet. There are too many platform tools out there to automatically track, tabulate, and organize your accounts. You just develop a specific kind of awareness when you take the time to detail your financial picture yourself.