My credit score dropped from 730 to 438 in August because I missed my student loan payments.
My dad did a parent plus loan and I have been paying him monthly because I thought that was going towards the student loans. I never got letters, mail, or emails until august about this other payment.
If I have been missing the payment since April why did it not affect my credit until August?
I have had my credit cards for 5 years and I have NEVER missed a payment. As soon as I found out I paid the full balance to make my account current.
Do you think if I call someone they could help me out. Or is it fucked?
My credit score dropped 200 points from missing student loan payments. Help!
byu/thisisvunfortunate inCreditCards
Posted by thisisvunfortunate
2 Comments
Might be a better post for r/credit.
So your dad was picketing the money and not making payments? If your name is also on the loan, you should make the payment directly to them. Get your payments caught up asap.