Amex is offering me a PC to the Delta Reserve on a card I opened in February. I always thought issuers weren't allowed to raise annual fees until at least one year after account opening.
Has anyone else experienced this? This feels like a free pass to get the reserve benefits for 6 months and then downgrade.
Being offered Upgrade less than 1 year after opening
byu/ryeyun inCreditCards
Posted by ryeyun
1 Comment
I also have an offer to upgrade my Delta Biz Plat to the Reserve. But they will charge you the AF difference. Technically they aren’t raising the AF, they’re just charging you the difference of the new product and refunding you the last product’s AF. That’s the “loophole”
I wouldn’t do it anyway, it’s better to apply for the Reserve outright for the SUB anyway.