Real World Assets by Collaterize

Collaterize has published clear guidelines for issuers who want to bring real-world assets (RWAs) on-chain. The framework is designed to protect investors while ensuring that only serious players can list assets.

Issuer Requirements
To qualify as an issuer, a party must hold at least 100,000 COLLAT tokens. This creates a commitment threshold and prevents casual or undercapitalized listings. Issuers are also required to complete KYC/KYB and provide full documentation for due diligence.

Collateral Structure
Each listing follows a 120% overcollateralization model. The structure is straightforward:
• 100% covers the fundraising goal
• 15% flows into the liquidity pool
• 5% is reserved as a migration fee

This ensures that investors are backed by both collateral and liquidity from day one, a feature often missing in other RWA projects.

Asset Standards
Collaterize applies strict criteria when approving listings. Issuers must demonstrate a clear revenue model, historical profitability, and manageable legal exposure. Assets with proven growth potential and positive environmental or social impact are prioritized. For alternative assets such as art or luxury goods, requirements include proof of authenticity, insured custody, and documented appreciation.

Asset Classes
The platform covers a wide range: equities, bonds, real estate, commodities, and alternative assets. Not all classes are supported in every format, but the breadth gives issuers flexibility in how they structure offerings.

What do you think of this approach as the next step in making RWAs liquid?