Hello. Not sure if this is the right place but ill give a quick rundown of my situation. Basically my car was hit in a parking lot. A truck backed into my stationary car. my wife and child were waiting for me in the car to come back from the store. I came out we exchanged info. He accepted thats it was his fault. But later that night i went to check something on my policy. Cant log in to app. Call insurance turns out my policy was never reinstated from when i called earlier in the week.(cancelled my insurance but the new insurance policy i was going to get the price changed so i called back to my old insurance to reistate my policy) but it was not reinstated unbeknownst to me So technically at the time of the accident im unisured. So i reinstated my insurance and now im not sure what to do since technically i did not have insurance. But this was not a accident i caused. So do i call his insurance and deal with it on my own. Option 2 get an accident lawyer amd go from there. Or option 3 call my insurance and see if they will deal with it. Or option 4 im screwed and wont see any kind of compensation. Im in los angeles ca. Any help would be great thanks!
Edit: there might be a medical part since now that the adrenaline is flushed my wife is complaining of back pain so we are going to the dr tomorrow.
Posted by 1993xdesigns
1 Comment
Do you want to pay a lawyer hundreds per hour for their services, because that’s the only way you get one. That’ll be thousands that you won’t get back. Just file a claim with his insurance and hope he doesn’t have coverage issues like you do. Your policy being out of force has no bearing on his policy covering damages to your car.