So, throwaway since I don't like sharing financial stuff online.
Just today reached a NW a touch over a million, can't really believe it.
Work in tech, though employer doesn't pay the best compared to its pairs, wife works at a school.
Gross combined income around 220k$, accumulated yearly stocks vests are probably around 20k$
Originally from a 3rd world country, moved to canada for 2 years in 2019, then moved to the US in 2021.
In canada we managed to save around 90k$, mostly from sign in stock bonus.
Salary progression:
2021 Canada, 70k usd
2021 US, 125k usd with the move
2022 US, 143k usd due to a promo, wife got a job, around 50k$ here.
2023 same as before.
2024 US, 158k usd due to a promo, wife is 55k$.
2025 US, 165k usd due to merit, wife is around 60k$.
We max 401k, I get a 50% match upto the IRS limit, max roth ira, max hsa, max espp, which leads us to save around 80/90k$ a year.
Most of our savings are in stock/index fund, since we are less than 36, I figure out being risky now is worth it.
No homeownership, we rent, spend around 2.5k$ a month, live in HCOL area.
That, combined with the bull market, we've reached 1M today, 4 years since we moved.
If we ever reach 2.5M$/3M$, we can probably retire comfortably.
[Brag][ForeverAlone] Just reached 1M
byu/Western-Advice9107 infinancialindependence
Posted by Western-Advice9107