401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500 Posted by DaveAlot
Qlanger on November 13, 2025 8:26 pm But for those 50+ that make over $145k you can’t do pre-tax catch up anymore. 🙁 **Catch-up contributions: If you earned over $145,000 in 2025, your 401(k) catch-up contributions for 2026 must be made to a Roth account.**
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But for those 50+ that make over $145k you can’t do pre-tax catch up anymore. 🙁
**Catch-up contributions: If you earned over $145,000 in 2025, your 401(k) catch-up contributions for 2026 must be made to a Roth account.**