Any suggestions on my investment strategy?

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    Posted by Arxas21M

    28 Comments

    1. Aggravating_King1473 on

      Jokes aside…80% globally diversified equity ETF, 20% BTC

      I used to be 5% BTC about 6 years ago and have increased my position, and BTC gains have helped.

    2. Creative-Process-504 on

      Noone talks about the bear case of bitcoin. Literally worthless in intrinsic value.
      When noone wants to buy your house, you can still rent it out or live in it. If noone wants to buy your bond at least you earn interest. If noone wants to buy your crypto, its worthless because in the end its driven by greed. People are so moronic when they talk about how the number of bitcoin. What stops the US government or china creating their own crypto currency. Bitcoin is way to freaking slow uses so much electricity and high fees its just not worth it. Also look up who owns most bitcoin. Less than 1% address owns 90% of it. You are literally feeding the rich. I hope this assist go to 0. Freaking worthless

    3. PossibleConclusion1 on

      Have you considered putting any money into a nice little treat for yourself? Like an ice cream or something.

    4. BitcoinBaller420 on

      I do actually. 100% Bitcoin is a great start, I was here myself at one point. But you *might* want to consider taking a lesson from the world of portfolio management, the biggest one being that diversification is the free lunch of investing. Consider this alternative allocation:

      – 60% Bitcoin

      – 40% Strategy preferred shares yielding 9% – 12%

      If you’re 100% Bitcoin, you’re obviously comfortable with taking on the existential risk of Bitcoin. But this existential risk is exactly what makes Strategy preferred shares yield at such high rates. Strategy is *massively* over-capitalized, currently sitting on 70+ years of assets to cover dividends. Yet the shares are rated B- ie not even investment-grade! This is because the methodology for assessing the credit-worthiness of companies counts their Bitcoin at near-zero. If you count it as even a modest present-value-of-buying-power that will grow with price along with inflaiton, the picture is completely different. This market mis-pricing creates an opportunity for you.

      Think of it this way. If Bitcoin achieves everyone’s dream of 20%+ CAGR / year for the next two decades, your portfolio is going to do great. You’ll do a little worse than the 100% Bitcoin portfolio, maybe you get 15% CAGR, but you’ll be very happy.

      When Bitcoin has bear markets, it falls below the desired 60% allocation because the “bonds” will hold up much better (though they will be down too). You’ll have a reliable income stream, and the ability to recognize the *gain* on the “bonds” in bitcoin terms, to trade them for the real deal, rebalancing the portfolio.

      Your guaranteed yearly income will grow with time as Bitcoin grows. It’s not the only way to do it, just an idea for you to ponder. The portfolio swings are smaller and you may get an even better return on risk. Good luck! Congrats on being way ahead of the game to have the allocation you do.

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