CREDIT PROFILE:
* Current credit cards you are the primary account holder of:
* Bank of America Customized Cash Rewards card
* FICO scores with source: Experian 801
* Oldest credit card account age: 3 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 0
* Annual income $: 47,000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: No
* Estimate average monthly spend in the categories below.
* Dining $: 60
* Groceries $: Fred Meyer: $300; Traders Joes $100 Costco $20
* Gas $: $100
* Travel $: $150
* Using abroad?: Maybe
* Other categories or stores: Internet, car insurance, online shopping, Spotify, maybe health insurance
* Other spend: Amazon, train tickets, laundry machines, Google One
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Verizon postpaid customer: Yes
* Costco or Sam's Club member: Costco
* Big bank customer: BOA
PURPOSE
* Purpose of next card: Travel Rewards
* Travel rewards preferences: Whatever's cheapest; Alaska or Delta
* Cards being considered: Chase Sapphire Preferred, Capitol One Venture
ADDITIONAL INFO
Hoping to rack up points for cheaper future flights while spending money on things I already buy.
Template: CC Recommendations
byu/takingmytime8030 inCreditCards
Posted by takingmytime8030
2 Comments
you’re a costco member, but only $20 spend there? Your best saving would be to get some card/membership for Fred Meyer
Alaska? Check out the BoA Atmos Ascent, especially with the 85K points offer.