CREDIT PROFILE:

    * Current credit cards you are the primary account holder of:

    * Bank of America Customized Cash Rewards card

    * FICO scores with source: Experian 801

    * Oldest credit card account age: 3 years

    * Cards approved in the past 6 months: 0

    * Cards approved in the past 12 months: 0

    * Cards approved in the past 24 months: 0

    * Annual income $: 47,000

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: No

    * Estimate average monthly spend in the categories below.

    * Dining $: 60

    * Groceries $: Fred Meyer: $300; Traders Joes $100 Costco $20

    * Gas $: $100

    * Travel $: $150

    * Using abroad?: Maybe

    * Other categories or stores: Internet, car insurance, online shopping, Spotify, maybe health insurance

    * Other spend: Amazon, train tickets, laundry machines, Google One

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Verizon postpaid customer: Yes

    * Costco or Sam's Club member: Costco

    * Big bank customer: BOA

    PURPOSE

    * Purpose of next card: Travel Rewards

    * Travel rewards preferences: Whatever's cheapest; Alaska or Delta

    * Cards being considered: Chase Sapphire Preferred, Capitol One Venture

    ADDITIONAL INFO

    Hoping to rack up points for cheaper future flights while spending money on things I already buy.

    Template: CC Recommendations
    byu/takingmytime8030 inCreditCards



    Posted by takingmytime8030

    2 Comments

    1. GreatNameNotTaken on

      you’re a costco member, but only $20 spend there? Your best saving would be to get some card/membership for Fred Meyer

    Leave A Reply
    Share via