Can someone please help me understand this wording?

Hi there, TLDR;

Our basement was flooded with 4 inches of water. There are 2 separate apartments each with 1 tenant. Insurance has been approved for the demo, repair, etc.

Both tenants need to move out for 2-3 months while repairs take place. What I can't figure out is if insurance will cover our loss of rental income during that period. Here is what the contract says:

"If an insured Peril makes that part of the dwelling rentied to others or held for rental by you unfit for occupancy, we insure its fair rental value. Payment shall be for the reasonable time requried to repair or replace that part of the dwelling rented or held for rental. Fair rental value shall not include any expense that does not continue while that part of the dwelling rented or held for rental is unfit for occupancy"

I have been trying to contact my insurance to ask them directly but our original agent said they needed to assign someone else to the case. I have not been able to get ahold of them over the weekend as well and this is lingering on my mind quite a bit.

Any help understanding the verbiage would be greatly appreciated.

Thanks