- Current cards: (list cards, limits, opening date)
- Chase Freedom Unlimited, $8,300 limit, May 2023
- FICO Score: 765
- Oldest account age: 2 years, 7 months (Chase Freedom Unlimited)
- Chase 5/24 status: e.g 0/24
- Income: e.g. $67,800
- Average monthly spend and categories:
- dining $256
- groceries: $250
- gas: $90
- subscriptions: $50
- utilities: $130
- other: $100
- Open to Business Cards: No
- What's the purpose of your next card? Planning trip to Europe for summer 2026 (1 week), so would be nice to capitalize for travel. Typically travel by plane within US 1-2 times per year. Otherwise cash back or something to complement as I use my Chase card for nearly all purchases.
- Do you have any cards you've been looking at? Not in particular
- Are you OK with category spending or do you want a general spending card? OK with category spending but ideally not rotating per month/quarter/etc
Credit Card Recommendation
byu/SufficientBaseball24 inCreditCards
Posted by SufficientBaseball24
2 Comments
The obvious complement would be the CSP (or CSR but it doesn’t sound like you travel enough to make use of it effectively), maybe consider that?
CSP