Student loans paid in full!

It still hasn’t fully sunk in that I am completely done paying these student loans.

As background, I went to a private school and graduated with at least $125k of private loans and 15k of federal loans. At one point I felt like they would never be paid, but I just kept paying mostly the minimum unless I had an extra influx of cash such as a tax refund.

I refinanced the private loan 2x, one from Chase to Citizen, and one from Citizen to Earnest. When I was at Citizen, I refinanced from a 25 year loan down to a 15 year loan that took my payment to $716.20. I was able to release my consigner after I made 24 consecutive payments. When I refinanced to Earnest in February 2021, my loan was at $56,567.49 with a 3.03% interest rate.

I am excited to start building some additional cash and increase my investments!