My wife was at a red light and hit from behind tonight. The lady jumped out, went over to my wife had her take a picture of her insurance card and without even asking if my wife was okay. Jumped in her car and left. My wife is hurt on the way to the hospital. Now her back, I think her lower back. In that pain was instant, I worry about what she's gonna be like tomorrow.
I am in another state. Taking care of my mom right now. So I am worried about her. And want to help her as much as I can. We we filed a police report. What steps should I take now?Her car isn't super expensive.And she only has liability. I did check the other's insurance is correct from progressive.
I'm really angry at the way. This lady treated my wife no concern at all. We don't have much money. We live paycheck to paycheck and we have one car. Two days before christmas thanks lady
Wife Hit while at a light.. HELP PLEASE
byu/Sad-Courage-8422 inInsurance
Posted by Sad-Courage-8422
6 Comments
call progressives claim line and ask to file a claim on that persons policy. you say you are the claimant and give them the others persons policy number and tell them what happened and they’ll start the claims process. an adjuster will be assigned to the claim and handle it from there
What state? But not really much else to do besides make your claims with Progressive. Claim for the car and claim for her bodily injury. Probably will be slightly delayed with the car repairs due to the holidays.
Do not settle any injury claim until her injuries and treatment have resolved and you have all her medical bills.
File a police report and contact progressive tomorrow to tell them you want to file a claim for your vehicle damage as well as a bodily injury claim. I doubt you’ll hear back from anyone until next week but at least get the claim started. Depending on the state you live in, your wife’s medical bills might need to be handled by her own policy if you live in a no fault state.
The lack of liability coverage is likely to make this whole experience mighty unpleasant because you won’t be able to get very much help duking things out from your own carrier for getting the funds to replace your car. Be prepared for quite a CF there.
It would probably be wise to talk with your own carrier about where they will and won’t be able to help you and see how the medical symptoms turn out in a few days and what help if any is available for medical in your policy / state.
You call Progressive and file a claim and hope there’s no coverage issues.
Always make a claim with your own policy as well, hopefully you have med pay. They will pay out sooner and then recoup from the other policy.