I just went through my bank account and looked at everything that auto-charged in the past 7 days that I'm not actively using anymore.
The damage:
- Panera Sip Club: $154/year (used it 17 times = $9/coffee)
- LinkedIn Premium
- Capcut
- Audible
- 2 Amazon Prime channels I forgot about
- Skool
- Old website I was still paying for
Total: $171.53/month = $2,058.36/year
Unbelievable…
Cancelled them all this morning.
That's a $2k raise I just gave myself going into 2026. Every dollar is now going toward paying off debt and building assets instead of auto-renewing subscriptions I don't use.
Honestly, I never felt so happy and so dumb all at the same time. Glad to "get the raise," but kicking myself for letting subscriptions linger like that.
If you haven't done a subscription audit lately, DO IT. You'd be surprised what's quietly bleeding out of your account.
Did a subscription audit. Just gave myself a $2,058/year raise.
byu/CosmicHillbilly inFrugal
Posted by CosmicHillbilly
9 Comments
Just did my audit. I’ll save $0 because I had no subscriptions.
Love this … I like to go around to the ones I use and cancel them anyways … you usually get 50% off to come back
In general, if you subscribe to something, you should always include it as a line item in your budget. Then you never forget about it, and you’re actively budgeting for the expense. You’ll always know where every penny is going.
How do you not know what you’re subscribed to lol. I could see one getting missed.
OP doesn’t belong in frugal. They fucked up and just realized. Probably also drive through Starbucks daily.
You didn’t give yourself a $2k raise lol. You stopped yourself from continuing to hemorrhage thousands because you don’t budget or pay attention to your credit card statements. No one who tries to be frugal is going to do a subscription audit and see this many “missed” subscriptions. Maybe one could slip through the cracks, but this is on a whole different level.
“Old website” 😏
Thanks for reminding me to check my subscriptions, in 2 days another year of peacock premium was gonna be charged . The like $32 was worth it, but not at the renew price
Good for you! If now you could be more frugal with your karma farming