Once I’m at 1 year credit age, will my chances for approval for the Freedom unlimited be good?
• Current cards: (list cards, limits, opening date)
• Capital One Savor Student, 500 limit, opened May 2025
• FICO Score: 746
• Oldest account age: 7 months
• Chase 5/24 status: 1/24
• Income: e.g. 29000
• Average monthly spend and categories:
• dining $70
• groceries: 30
• gas: $0
• travel: 0
• other: $100
• Open to Business Cards: No
• What's the purpose of your next card? Building Credit and building up travel points for after college
• Do you have any cards you've been looking at? Chase Freedom Unlimited
• Are you OK with category spending or do you want a general spending card? Yes
Approval odds for Chase Freedom Unlimited?
byu/Sensitive_Tie_5617 inCreditCards
Posted by Sensitive_Tie_5617
2 Comments
Do you have any prior history with chase? (e.g. have a checking account?)
If yes, then you might be approved.
If not, you probably need to wait until your one credit card is 1 year old.
I had 3 personal cards and 1 business card in a span of less than one year on $20k income. I got my freedom unlimited after one year and got approved and got the Robinhood gold and sapphire preferred two months later