Car Accident
In November I was hit by and older gentleman. My car was parked in a Walgreens parking lot in Oregon. I was not in my car. Anyhow I drive a Tesla and he hit me with his Tacoma on the passenger rear. What my questions are is where I stand.
Allstate does not have any Tesla certified repair location in their network. If I choose to go outside their network I may have a deficit out of pocket up to 6,000 of where I stand. If I do not go to Tesla certified I could void my battery warranty.
I was told if I open up a claim and start repairs I cannot go after the gentleman who hit me for the deficit. His insurance is Allstate mine is State farm. Do I not use any claim to cover this at all and just do private party?
All I want is my car back to the way it was at a Tesla certified repair location. And not have to pay anything out of pocket.
Does anybody have any advice? Do I need to go to take the gentleman to small claims court? The estimate is just shy of $9,000. What do I get the repair and take Allstate?
Location: Douglas County Oregon
Posted by MrsVilla97471
4 Comments
If you wanted that coverage, you should have paid for it on your policy. It’s quite literally that simple. Granted, it would have mean paying more for your policy, but I guess now you’re learning the lesson of why you should have done that if protecting your battery’s warranty is important to you. That’s the gamble you take when you opt for cheaper coverage, and this time you lost
File under your own insurance, or don’t buy a Tesla.
Use your own insurance – they might have a Tesla certified repair center in network.
OP this is less of an insurance issue but you need to understand what the Magnussen Moss act does and does not cover. Tesla would have to prove that were it not for this after market bumper, the battery on the vehicle would have been functioning properly. Tesla cannot outright tell you your warranty is voided just by virtue of choosing a shop that doesn’t pay them a licensing and training fee. You should look into how consumer friendly the civil courts are in Oregon, because you are only owed reasonable repair costs. The fact that Tesla is being unreasonable in demanding a higher repair threshold is not Allstate’s issue, it’s not State Farm’s, or the other driver’s, it’s between you and Tesla.
That being said, we live in a world where federal protections don’t mean anything, so good luck.