- AAA daily advantage because it's a surprisingly a good credit card and even better than Citi custom cash since there is no spending cap on groceries and it's 5% cash back and 3% cash back on wholesales club this makes it really favorable as a costco customer 2.Citi custom cash the ONLY no annual fee credit card that offers 5% cash back on dinning out I might be wrong but I don't see any no annual fee credit card that offer 5% cash back on dinning.
Which credit cards you would hate to see get nerfed?
byu/Ok_Butterscotch2049 inCreditCards
Posted by Ok_Butterscotch2049
13 Comments
RH Gold. The best catch-all I’ve had in my short time in the CC game.
Not a credit card, but PayPal Debit 5%.
Anything from BoA particularly preferred rewards
Hyatt nerfs would run me straight out of the Chase system entirely
AAA Daily Advantage has an annual $500 cash back cap so if used exclusively for groceries that’s $10k spend per year. I wish more cards were structured like this.
But the biggest nerf for me would be if they got rid of Bank of America’s Preferred Reward status.
I am not sure where you get “no spending cap” on AAA daily advantage cash back. Last time I checked 5% and 3% had a combined cash back limited to $500 annually! Has anything changed with this card recently?
Smartly good nerf
Not a single card, but the Platinum Honors from BofA. It’s such a reliable and powerful program.
The next one is Ritz, which we already start to see nerfs.
Robinhood Gold mainly. AAA Daily as well, and I hope the 5321 ShopYourWay Visa comes out of its paused applications period unscathed. Bilt will definitely be nerfed in some way but I hope the $0 annual fee version will still be worthwhile.
If debit cards count, I’m already looking for a good 1% catch-all debit card in case Capital One kills the Discover Cashback Debit, because I still have some debit-only expenses. And the PayPal Debit is a fantastic card that I don’t want to be nerfed, but I know 5% on groceries, supercenters, and wholesale clubs for up to $1,000 spend per month is ridiculous, doubly so on a debit card. Better than the AAA Daily or any grocery credit card out there
PRE and CCR
Hyatt is the only thing keeping me with chase for now, so anything hyatt related really.
Technically there is a limit of $500 max cash back on gas, groceries and wholesale clubs per year. This averages your monthly out to a max of $833.33 total for all three categories. If you’re using it for just groceries then it does beat the Citi card however if you add in gas then I suspect you could do better for groceries with Citi.
Don’t come for my Kroger cards
the CSR! oh wait…