Do I just lock in now or roll the dice?

Im closing on a property Feb 5, 2026 with a DSCR loan and 20% down. Do we see rates going up before then or trickling down? Ive been waiting the last few weeks to see if it'll trickle down but it's been pretty stagnant. I don't want to wait to long and then not have enough time to appraise, inspect and close

What're everyone's thoughts for the next week or so on rates?

Thanks