I am having trouble choosing my next credit card. I am getting into travel and want to earn on my purchases more than I currently do with my credit unions credit card. Here is my spending for 2025:
Loan Payment: $28,813 (59% of spend)
Shopping: $6,356 (13% of spend)
Uncategorized: $4,297 (9% of spend)
Dining & Drinks: $3,655 (7% of spend)
Auto & Transport: $3,170 (6% of spend)
Groceries: $2,860 (6% of spend)
Travel & Vacation: $1,831 (4% of spend)
Entertainment & Rec.: $1,627 (3% of spend)
Credit Card Payment: $1,156 (2% of spend)
Medical: $587 (1% of spend)
Please let me know what would be most beneficial to me! I think my grocery next year will go up and my shopping will go down. And if there is another card you recommend, please let me know!
Thank you all!
Choosing my next CC (Amex Gold vs Venture X)
byu/Due_Attitude725 inCreditCards
Posted by Due_Attitude725
3 Comments
Get both – use the gold for food and groceries, VX for everything else. The VX is essentially free to have as long as you are able to use the travel credit on the portal. Both of these cards are my daily drivers.
Cap one savor! The gold card is only good for people who can juggle the credits. If you can than it’s great but limited to only groceries and dining when the savor also has bars/entertainment and streaming as an option. Also the vx is great for lots of your other categories that aren’t food or entertainment related.
With Amex gold, can u justify that annual fee and use Uber, dunkin, grubhub credits each month? If yes, then u should get both. With VentureX and Amex gold, u don’t really need other card for every day spend