Salvage title due to cosmetic issues? Anyway to get out of it?

Hi,

I was rear ended a few months ago and have a large scratch from bumper to bumper. I filed a claim and was told the costs of repair it were more than the worth of my car and that it would be a total loss.

My car now is completely paid off so id honestly rather just drive the car with a scratch (that works perfectly fine, 50k miles) than buy a new car and have a car payment.

However, I was told if I take the car back it will have a salvage title and may be harder to insure. Would it be too late to cancel the claim and just take the car back without a salvage title ?