Just hit a fun little milestone with my portfolio and thought I'd share, since not many people around me care about this stuff as much as I do.
With my small dividend payouts this year along with steady contributions, I was able to reach a 25k portfolio at 21 while still in school. Looking back, it was a nice reminder that staying consistent actually works over time, even when the market felt boring or choppy. I admit I did trend hop a lot in the beginning and buy risky companies but I’ve tried my best to have a mix now.
While it’s nothing life changing, seeing the amount up for doing nothing but just holding quality ETFs and stocks is pretty motivating and I’d rather put it out on Reddit!
I would definitely say investing has never been easier, now with apps like Wealthsimple and Blossom pushing a more social side of investing. I admit looking at 100k+ portfolios pushed me to try harder while in school and is my goal before I graduate haha 😅. How do you guys invest? I know everyone does it slightly different.
Posted by Lost-Ad9082
2 Comments
Well done that’s great. At a young age also. 👍
$25k at 21 while still in school is ahead of 99% of your peers, most people don’t start until their 30s (if ever).
The best part isn’t the $25k – it’s that you already learned the trend-hopping lesson early, most people learn that lesson with $100k+ and it hurts a lot more.
At your age, time is your biggest asset. that $25k at 7% average becomes:
– ~$50k by 28
– ~$100k by 35
– ~$200k by 42
and that’s without adding another dollar. With steady contributions? you’ll hit your $100k goal way faster than you think.
Keep doing what you’re doing. boring consistency beats exciting chaos every time.