I attended and graduated from medical/dental training ($500k of debt) and specialized (additional debt). My debt had been accruing interest while I was in school (now totaling $600k range). I am currently still building up to a full week schedule where I anticipate being in the $350k+ income range as an associate. If I eventually partner or own that could increase.
I have discussed with a financial planner and it seems going for IDR/student loan forgiveness and planning for the tax bomb is the approach that works best for my situation. Based on my location, lifestyle, I am able to cover my expenses with this plan, and plan for the future.
My question is less about the math and more about emotions as they relate to dating with this significant debt load. I am single and would like to date but I suppose I’m insecure about the amount of debt I’m in and how that may be perceived by potential partners. I have a plan on my own and a handle on the situation but can’t help but feel paralyzed when I think about even having that conversation with a potential partner and how that may go. It’s a high debt load, but I’m also a high earner. For others in this situation, how do you navigate? I oscillate between feeling helpless to even try dating in this situation and also feeling like it’ll be ok. The former is winning today. Input appreciated.
High debt load and Dating
byu/Accurate_Champion_ inStudentLoans
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