I decided recently to simplify my setup and garden for a bit after hitting some nice SUBs in 2025. Rolling with Strata+CFU+BILT for 3x dining/groceries/gas/pet stores and 1.5x catch all. Amex platinum for fun stuff and benefits. This provides access to Hyatt, American and Alaska, though the transfer rate to American is only 1:0.7. I intend to accumulate points and apply to CSE or CSP to get 1:1 transfer.

    The strata fits nicely with the CSP/Bilt/CFU or even strata elite in a 2 card setup.

    Does anyone else have the no AF Strata and use it for 3x gas+groceries?+other 3x category ?
    byu/Aggravating_Map3982 inCreditCards



    Posted by Aggravating_Map3982

    2 Comments

    1. he_must_workout on

      Luckily the former SYW now Citi TY card does 5x gas, 3x grocery and 3x dining so I feel like it’s better than the Strata and Strata Premier if it’s paired with Strata Elite.

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