Major Banks sector potential in 2026

A small snippet of net margin growth in major banks stocks like BAC, C and GS as earnings report coming in January.

BAC:
Net margin in 2024 = 13.85%
Net margin in 2025 by averaging till date = (Q1 '25(15.15%) + Q2 '25(14.24%) + Q3 '25(17.26%))/3 = 15.55%
Earnings report release date for Q4 '25 = Jan 14, 2026

C:
Net margin in 2024 = 7.32%
Net margin in 2025 by averaging till date = (Q1 '25(9.70%) + Q2 '25(9.17%) + Q3 '25(8.46%))/3 = 9.11%
Earnings report release date for Q4 '25 = Jan 14, 2026

GS:
Net margin in 2024 = 11.26%
Net margin in 2025 by averaging till date = (Q1 '25(15.07%) + Q2 '25(11.92%) + Q3 '25(12.74%))/3 = 13.24%
Earnings report release date for Q4 '25 = Jan 15, 2026

We can observe that minimum of 2% rise in net margin is there, after a major squeeze in net margin of Major Banks 2023 and 2024, a potential comeback might be possible for these stocks in 2026. With earnings being beaten regularly, coming ER might come out with increased EPS.

Recent political scenario with Venezuela, financing conflict might be beneficial to these kind of finance powerhouses.