Hi everyone,
This might be a dumb question, but I haven’t been able to find an official answer from Chase so wanted to check in with the experts here. I’ve never actually met the full $1,500 spending limit for a FF 5% bonus category so I’m not sure how this is situation is handled.
My fiancé and I are hosting our rehearsal dinner in February at a restaurant. We’ll have a fairly large amount of people there, and the estimated bill is going to fall between $2,000 – $3,000. This will be paid night-of via credit card at the restaurant.
This will be a large single transaction that exceeds the $1,500 quarterly limit for the bonus category of 7% for dining. Anyone know how points will be distributed for this? Will Chase award 7x points for the portion of the transaction up to the $1,500 limit then use 3x for the remaining portion? Or is there a chance they award 7x for the entire spend since the transaction would take place before the full threshold has been closed?
My fiancé has her own FF, as we haven’t yet begun the process of combining finances/accounts/cards. I’m by no means above asking the restaurant to split the final bill between 2 cards to get as much of the 7x rate as possible.
Thanks in advance for all the help!
Exceeding the Quarterly Bonus Category on Freedom Flex
byu/JBtheTrill inCreditCards
Posted by JBtheTrill
3 Comments
It’d be 7x up to the threshold and then 3x for the rest. I’d suggest splitting it between the two cards.
It is as you said, 7% for the first $1500, then 3% after that.
If you both have your own FF cards, (not an authorized user, but two completely separate accounts, 1 in your name and 1 in hers), then you should split the bill so you can get 7% on the entire bill assuming it doesn’t exceed $3k.
>Will Chase award 7x points for the portion of the transaction up to the $1,500 limit then use 3x for the remaining portion?
Yes.
>My fiancé has her own FF, as we haven’t yet begun the process of combining finances/accounts/cards. I’m by no means above asking the restaurant to split the final bill between 2 cards to get as much of the 7x rate as possible.
Yes, split the bill.