I love reading about users’ stock picks in this sub, but 99% of the time it’s a company that is up 200% yoy or already has a 500B Market cap.

    What’s your highest conviction stock that has a market cap of less than 50B and has not gained more than 20% yoy? PLEASE INCLUDE SOME SORT OF REASONING.

    I will say GRAB. Amazing product with room to grow significantly in a developing market. Anyone who has gone to SE Asia is very impressed with their platform, and the stickiness/moat they are developing means future growth is very likely. There are more scooters in Vietnam than there are adult humans, and the convenience and ubiquity of this service should only improve as cities continue to become more dense and demand for delivery services grow.

    What’s your highest conviction <50B MC stock pick for 2026 that hasn’t run up yet?
    byu/Strong-Cat5600 instocks



    Posted by Strong-Cat5600

    29 Comments

    1. SOFI is still under $20B and getting beaten down despite solid fundamentals, plus they’re getting actual traction in the banking license world now. The student loan pause ending should help them long term even if short term hurts, and their tech platform is way ahead of most fintech competitors.

    2. Strong-Cat5600 on

      I feel like I would find fewer regards per capita in a special needs program than around here lol, there have been two replies so far and neither of them meet the very basic criteria in the post

    3. One thing that has worked for me, is not worrying too much about how much something has run, as long as the fundamentals support the valuation.

      I think so interesting names to look into:

      TOITF, spin off from CSU. Software is getting killed since there is fears around AI. Since it spun off, some of the TTM numbers look larger, but should be a great long term compounder.

      THR – it’s up 30% YoY so a bit over. They are a niche industrial play. Valuation isn’t too bad and it’s a play around onshoring/data centers.

      SYF – Also 30% YoY, however fundamentals are pretty cheap. Pays a little dividend. They do a ton of store credit cards, like the ones for Sam’s Club and Gap. They also do the financing for some brands.

      PEGA – Enterprise software company that is seeing explosive growth in the cloud. Valuation isn’t the worst, but seeing a lot of FCF growth because of the cloud growth. It’s also reoccurring revenue. Like they saw around 35% YoY growth in FCF. For full year, they are forecasting 30%.

    4. SameCategory546 on

      SM. undervalued bc of high debt and held down by merger with CIVI. combining the two will allow for better refinancing of debt bc of higher capitalization and oil (besides the big boys) is having a sort of capitulation moment with Venezuela……

      There are plenty of stocks in the O&G and O&G services sector that are not only depressed, but a lowering of rates almost instantly fixes their balance sheet (as instantly as that could be).

      cyclicals left for dead always come back eventually. What’s nice about oil is that stocks follow oil price pretty well. way better than some other commodities.

      Also VALE. Iron ore narrative is super bearish but why does the iron ore chart look super bullish and VALE itself keeps grinding higher? It would be a struggle to find a single article that is bullish iron ore long term. When it’s like this, I think you have to believe the chart and not the articles.

    5. DRTSW. About 30%+ undervalued compared to parent DRTS, which is currently already beginning to breakout. Check my comments from last two days for summary

    6. Wealthfront $WLTH. I use it as my primary checking account, even tho it’s not actually a checking account. I got 30 bucks in interest last month. Used to get nothing using Chase. I don’t even need a HYSA. It’s an awesome product but I’m not familiar with their other features. They only recently started advertising too

    7. lazyysquirrel on

      CCCX (soon to be INFQ) is a quantum computing company that has established customers and in service products. Their technical leadership has some of the best minds in the business and a ton of patents that give them an edge over their competition, many of which are only in the early R&D stage.

    8. I’m gonna say ACHR or JOBY because the USA is gonna need to develop its drones if it wants to keep a strong military.

    9. $NBIS is going to $200+ this year. Autonomous driving and neocloud combo is going to fit this year’s theme well.

    10. No-Sympathy-686 on

      Bull

      Im not sure 2026 is even its year but I think it will 10x from here eventually.

      May be a 2-3 year hold.

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