Basically founded my business a couple years ago and didn't really have the time to effectively look at credit cards at all until now. We've bootstrapped from day one and scaled up though the AI boom. When we opened our bank account I was given a basic business credit card from neobank – really run of the mill and very limited cash back rewards. I was hoping to upgrade and find something that could cover our expense categories -mostly ads and software- with a decent cash back rate. Beyond cash back, I would also like to automate all things related to tracking/managing expenses, receipts, reports, etc. Any input from startup veterans on business credit card setups?
Credit Score: 780 last I checked
Oldest account: 5 years
Business credit cards I’m considering: Chase Ink Business Preferred and/or Ramp.
What are the best business credit cards / corporate cards for startups in 2026?
byu/First-Shallot-5280 inCreditCards
Posted by First-Shallot-5280
4 Comments
Ink Preferred is solid and has an elevated welcome offer right now for 100,000 points after $8000 spend in 3 months.
This gets asked literally every single day, has to be a bot lol
Of the two you’re considering, definitely Ramp based on your criteria.
i feel like i see this post every single day here.. yes. Ramp if you want to eventually use AP software and integrate with other accounting tooling, it’s also nice to not have to personally guarantee the credit credit card (look up corporate card vs business card).