With my rent being $2,200, I can’t justify spending 75% of that to score Bilt Cash and cover the 3% transaction fees.

    If this is true, I’m grateful to have had 1.0 for two years. Our rent points covered 4-night stays in San Diego and Antwerp, Belgium. We will transfer our remaining 35,000 points for another stay somewhere and pick up CSP or Hyatt card.

    If the leaked Bilt 2.0 details are true, then RIP. It was great while it lasted.
    byu/Rocket_Skates_91 inCreditCards



    Posted by Rocket_Skates_91

    14 Comments

    1. Sounds like many folks are sharing same experience and feelings here. It was a good run.

    2. The Alaska card may still make sense even if its without BILT cash. Its pretty easy to get > 1cpp with Atmos points fyi. Summit card is my plan, as I closed my Bilt card. Obviously not great if you don’t organically fly AS.

    3. Baby’s first yummy consumer product hemorrhaging cash and funded entirely by outside investment

    4. BlizzardousBane on

      I knew they were going to nerf it eventually because it was unsustainable, but I signed up to benefit from it before they did. I fly United to visit family overseas, and I got tons of United miles just from paying rent. It was a pretty sweet deal

    5. Kinda crazy because if the leaks are true, what the hell is the value of BILT?

      There are better dining, grocery, and travel cards. There’s now no niche that BILT does better than anyone else then, not even rent. There’s MAYBE a case to use the card for a year to get the SUB, but I don’t think that’s worth the hassle and the 5/24 slot.

      10x transactions a month to waive fee is a lot more reasonable, but probably doesn’t stem the bleed so it doesn’t solve any issues for them

      This shit is lookin more and more like Moviepass 2.0

    6. You don’t need to transfer it out. Your account is not tied to a credit card.

      You can still earn pts from bilt dining, lyft, rakuten, walgreens etc without the card

    7. Why a CSP? The $95 is basically a better CSP (3X on dining or groceries, same 2x travel, +some earning on rent…maybe you can use it every other month depending on your dining/groceet spend).

    8. i already switched off all my recurring payments i had on the bilt card and onto something else.

    9. We dont know its a 3 percent fee and not like a monthly fee in whatever amount bilt chooses yet

    10. To all upset Bilt users you can get an Atmos Ascent or Summit card. 3x points on rent, still pay the fee, and you get a real bank issuing the card not some sketchy fintech. I made a thread on this a couple days ago and got clowned on. Now it’s time to reconsider. United cards are an option too for those that love Chase.

    11. Bilt Cash expires yearly. OOF
      > Will my Bilt Cash expire?? Bilt Cash earned during 2026 will expire at the end of the year, except that up to $100 of Bilt Cash will roll over to the following year.

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