Hi,
I’m struggling extremely badly, to the point I don’t ever think it’s been this bad. Im a 38yr old female in wales uk. I work full time for Amazon delivering parcels, and as a side hustle I do holistic massage and also trying to find domestic cleaning clients. My bills outweigh my earnings by a large amount and I’m not even doing anything with my money except pay bills. I live in the uk and private renting is through the roof, it takes up 65% of my earnings before I even pay any other bills. It’s so bad I’m struggling to even eat properly at this point. I feel so ashamed as I work hard and I don’t even get to cover my bills nvm save to buy myself something nice. I honestly feel like giving up. I did look into taking a day off work a week to go back to college to study something new in hopes of getting another job, but I physically cannot afford the day off. I search for jobs all the time online but minimum wage jobs would leave me in a worse off position than I’m already in. I just don’t see a way out. I drive a normal car and live in a normal house, I do not overspend and I’m sick of it. I feel like being a working class person in the uk is so difficult and we are treated like crap!
I’m trying to find a decent way out of all this mess but can’t think of any solution. If anybody has any ideas that may help me that would be great. Thanks in advance.
Struggling with finance badly
byu/theneedyHONEY inpersonalfinance
Posted by theneedyHONEY
3 Comments
mostly Yanks here, try His Majesty’s Financial Sub – /r/ukpersonalfinance https://ukpersonal.finance/flowchart/
This may not be what you want but if bills are this tight, can you get a roommate? That’ll allow you to take a day off and go back to school too.
I know it’s no consolation to you but life for many in the states is not a whole lot different.