I will get right down to it, 14k (2025&2026) max contributions. Thinking Nvidia, Amazon, Google, and maybe Meta split evenly or and ETF like VOO instead or just go all in on Berkshire Hathaway B stock. I plan to continue to contribute moving forward, looking for a good return and ok with some risk since I have other investments (401k pre-tax and 401k IRA, properties and inheritance if all goes well) When I say long term I mean 10 years, would love some advice, thanks.
Long term investment advice for ROTH IRA 2026
byu/Brilliant-Escape2254 instocks
Posted by Brilliant-Escape2254
1 Comment
” Nvidia, Amazon, Google, and maybe Meta split evenly”
Nearly 20% of VOO.
Nothing against any of these companies (have been long NVDA for years, am slightly long GOOG), but it does feel like the default allocation for an increasing amount of people is just mega cap tech household names. Some of the bets on where the money is being spent in the last couple of years have done considerably better than betting on who is spending it (NVDA, although boring contractor co FIX has done better than NVDA over the last 5 years.)
There’s been little discussion on here of memory SNDK/WDC/STX (which did exceedingly well last year and started the year by absolutely mooning), photonics/optics (LITE, COHR) or even things like AVGO and NET. ASML/LRCX/KLAC have done well lately. MU absolutely. SKYT (which has already completely mooned YTD) and ALMU are small speculative growth names that I think are interesting.
Do I think people should chase this stuff at this point with things like SNDK up 45% YTD already a week into the year? No, but Mag 7 is so much of the discussion on here now and nothing wrong with those names, but trying to highlight that there’s a lot of other stuff going on to consider for a shopping list if the market corrects. Maybe focus on your best Mag 7 idea or two but have some diversification beyond just mega cap within your growth allocation and don’t just have growth/a portfolio that’s heavily correlated.
I’d like BRK if it was at least moderately cheaper than it is (still trading at a somewhat higher valuation than it has during the Buffett/Munger era and above the 5 yr avg), but that could be part of the portfolio if it comes down a bit and give some exposure to value/real assets (which, in terms of the latter I think people should be considering exposure if they don’t already have it.)
So imo, a little more diversifcation.