I recently had water damage in my home due to a washing machine leak. I filed a claim for this. Shortly after, I had a law firm who works with my insurance (which the insurance company confirmed) reach out to me about trying to recover my deductible from the washer manufacturer. It's a 12-year-old washer so I doubt anything will be recovered. I also asked the law firm if there's fees they take and they said no it's covered by insurance. They are asking me to let them come pick up the washer and take it away for inspection, disposal, etc.
Is this normal? I'd never heard of this when filing a claim.
Law Firm Trying to Recover Deductible?
byu/Distinct-Leopard-672 inInsurance
Posted by Distinct-Leopard-672
3 Comments
My guess is that your insurer knows something about this specific make and model of washer and that they’ve been successful in pursuing product liability suits against this manufacturer. Or that they think they will.
From the standpoint of a guy that does a lot of product liability, this is pretty normal.
I wouldn’t say *normal* but certainly within the scope of things I’ve seen before.
I had something like this happen when a dishwasher leaked and caused some significant damage to my home. Insurance paid the claim, but I was out my deductible.
The insurance company, via their lawyers, then went after the manufacturer, and received a settlement. As a result of the settlement, I received a refund of about 3/4 of my deductible, but it took almost two years.