Are there any little fine print things to know about with AAA for my cross country trip? I was looking at getting AAA Plus to be safe on our trip as I am driving a 1991 Mustang. We drove 8 states with it last year fine but this year we will be south where it is a little bit hotter. My collectors insurance has pretty good roadside options including 50 miles towing…but 100 miles sounds better than 50….although I will be over 1000 miles from home. I am back and forth on whether it is worth it or I should just stick to my 50 mile included towing I have through my insurance.
I don't need it locally, we have trucks and car trailers ourselves…so I would be paying it strictly for use on my two week trip and curious if it is worth it. I'd hate to get it and then there be a silly reason they won't tow if I needed it.
Should I get AAA for cross country road trip?
byu/Sea_Relative588 inInsurance
Posted by Sea_Relative588
2 Comments
Any service call (Flat Tire, Lockout, Boost etc) counts as a claim on your insurance. Too many and you may get dropped by them.
My insurance also only covers a tow to the nearest repair facility and if u you they are closed at night you have to wait till the next day until they open.
AAA agent here, I sell and service memberships every day. The membership is good anywhere in the U.S. I usually recommend the Plus level.
With Plus, you also get additional benefits like Car Travel Interruption, which can reimburse up to $1,000 for expenses such as hotels, meals, and car rentals if you have a covered breakdown while traveling. You do need to provide proof of an accident or mechanical breakdown, and it’s reimbursement-based, but I’ve seen plenty of members successfully claim this benefit.
As for roadside assistance, 9 times out of 10 it’s absolutely great. You call in or submit a request through the app, and they usually get someone out quickly. Sure, you’ll hear about a bad experience here and there, but that’s true with any service.
If AAA is taking too long, you can call a third-party tow provider yourself and then submit the receipt for reimbursement. Most of the time it’s paid in full, but there is language that says reimbursement may be limited to AAA’s contracted rate with providers so you could have a small out-of-pcoket cost.