I’m 24 years old and I am still learning. My risk tolerance is moderate to severe but I am in for the long run.
Fidelity individual brokerage:
50% QQQM
25% VTI
5% VXUS
5% Apple
5% Google
5% meta
5% Amazon
3% visa
1% JPM
1% PLTR
Fidelity Roth IRA:
100% FXAIX
What do you think about my portfolio?
byu/Adventurous_Employ30 ininvesting
Posted by Adventurous_Employ30
5 Comments
Your overlap is kinda wild tbh – QQQM already has a ton of your individual picks in it, so you’re basically triple-dipping on AAPL/GOOGL etc. Maybe dial back the individual stocks and bump up VXUS since 5% international is pretty light for long term
You have it backwards. Roth should have your riskier plays. Taxable brokerage should be boring old VOO and chill. Buy VOO on auto weekly basis. Sell only when you have an urgent bill to pay for.
If you’re going to stock pick, leave those long term in your Roth. But honestly everything should be auto.
Taxable should have VOO and any SGOV for emergency funds and large known purchases.
You should look to diversify your roth more, theres so many more growth opportunities other than the sp500. International, small caps, gold, gold mining, silver, and copper.
1% JPM?
So for every 10,000 invested you have a third of a share of JPM?
Too light on VXUS imo.