Hello, my girlfriend just got pulled over on our way to North Carolina. She was driving at 90 in a 60 zone. Now, she has a speeding and reckless driving ticket. We live in South Carolina, though. Is there anything we should do? Also, how much will this affect her insurance?

    Just got pulled over
    byu/Any-Discussion766 inInsurance



    Posted by Any-Discussion766

    16 Comments

    1. unknowncomet73 on

      Post on r/legaladvice for one. Also, yes a reckless will impact her insurance a good bit. It is considered a major violation, that usually stays on record and can impact premiums for 5 years

    2. InlineSkateAdventure on

      For such an offense probably best to contact a local lawyer. Reckless driving has certain conditions that vary by state. E.G. in NY you must be doing TWO wrong things – like speeding and not signaling lane changes.

      30 over is very serious.

      Insurance is hard to say – depends on the disposition of the ticket. The full charge is enough to get dropped. Reckless driving is actually a misdemeanor like DUI.

    3. It is totally worth it to hire a lawyer close to where the ticket is written and have them try to get everything plead down as far as possible.

      This will effectively cost her 10k as is or more. Hiring a lawyer for 1k to turn it into a fine and 2 or 3 points would be a really really good idea.

    4. West-Mathematician-8 on

      90 in a 60…….no insurance company in their right mind should ever insure her. That is rediculous speed. Lawyer or not her insurance rates will go up if she is not totally dropped.

    5. Reckless driving in North Carolina is a class 2 misdemeanor, maximum penalty is $1k and 30 days for first offense. Get a lawyer.

    6. AnastasiusDicorus on

      yes, there is something you should do. Slow down. It will affect your insurance, how much depends on previous tickets but if you can take defensive driving that might keep most of the damage from happening.

    7. I’ve had 2 reckless drivings from when i was 16-20. You can lawyer up, or plead not guilty and meet the cop at court and try and see if he’ll lower it.

      Regardless, her insurance is going to shoot through the roof. Also, she should look into a driver’s safety course. That might be able to help with points and insurance cost.

    8. What should you do? Pay the ticket and slow the hell down. Speeding is one thing but she was driving in a manner that puts others at risk.

      As for insurance, there is no way to know how much it will effect her premium. Every company has a different formula for that but the reckless violation is a very serious one that will have a significant increase.

    9. MsDariaMorgendorffer on

      You would be in a vehicle with her driving 90 in a 60? You both are making some bad choice.

    10. You have to get a local lawyer who can make that ticket disappear and turn into something that provides the same revenue to the court/town/county without the points. In rural parts of NYS they usually have some high dollar fine infractions like parking in an emergency lane or something like that so the local attorneys can earn their fee and the town gets their money.

    11. Impossible-Driver69 on

      Maybe you need to tell her to slow the f down before she kills someone. 

      Zero excuse for this type of behavior. 

    12. burrito_foreskin on

      >is there anything we should do?

      Slow tf down. Seriously. Was it worth it? Did y’all save time?

      Her rates will go at renewal up as she has proven to be an even bigger risk than originally thought. If the premium is too high to pay and you go to other carriers, they’ll see her driving history and that’s she’s switching carriers. They may choose not to insure her or charge a high rate.

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