Basically what the title asks, I have about 8k in loans right now, I'm still in school so I wanna try to start paying them off slowly. My current job is part time so I don't really make bank every paycheck but I think if I maybe do ~100 a month or so it could help my debt in the long run. However, I've been thinking on opening up a credit card because from what I know ill need a good credit score for future endeavors (renting, for example). Should I do so before I start loan repayments, because I've read that paying them back it could help my score go up, or is it not worth it?
sorry if this sounds stupid, I'm young and unexperienced in the scam that is US credit. I was thinking maybe I should post this in a credit sub, but I wanted to try here first.
Thinking on starting a small payment plan for my loans, if I open a credit account could this do good for my score?
byu/indiegamer122 inStudentLoans
Posted by indiegamer122
2 Comments
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