so i have over 200k in student loans and 89 months toward pslf. I am also working for a 501 C(3) from July 2025 to at least July 2028. I was previously on SAVE and my current mohela repayment has been 0 due for months now. I am contemplating leaving this job when my 3 year contract is complete, and I want to maximize my ability to apply for pslf if applicable. Today I applied for IDR, and i have submitted a low payment while the amount due still says 0 in the hope that I can capture a few more months with a low payment. is this flawed logic? the recent student loan litigation is honestly really nebulous. I dont want to lost out on low paying months while interest is accruing.
appreciate any input. thanks!
Posted by Bluv12