Trying to determine the difference. Water was pooling in a toilet and tub due to an unforeseen pipe blockage. The toilet and tub do not overflow, but due to pressure, water escapes from pipes connected to the tub/toilet causing damage to floors and walls below.

    Would this be considered an accidental discharge, as the water discharged from the connected pipes, or a sewer backup because of the blockage that led to the pipe failures?

    ETA Missing detail – at some point, the blockage resolved itself resulting in a rush of water, adding to the damage from the pipe failures.

    Accidental Discharge or Sewer Backup
    byu/trudyproud inInsurance



    Posted by trudyproud

    2 Comments

    1. Sewer backup should be used to describe when excess natural water (rain/flood) overwhelms the sewer system and backs up into homes. When this happens, it usually affects every home on the block.

      If the plumbing on your property BEFORE it empties out into the sewer system is blocked/clogged, best to describe this as a clog. Don’t use the word backup when you are talking about this so it won’t be confused

    Leave A Reply
    Share via