I received a 1095-A in the mail for insurance I did not know I had nor did I use in 2025. I have not used the Healthcare Marketplace since 2024, and after logging back in and investigating a little, the Marketplace used my 2024 application and re-submitted and re-enrolled me in a health insurance place for a state I haven't lived in since 2024. I had health insurance through my employer starting in May 2025 in a different state from the Marketplace insurance.
Now I'm preparing my taxes, and I'm finding out I owe 2300$ in taxes due to this insurance. I never consented to the Marketplace plan, I never received any correspondance from them about auto-enrolling me using a previous application. It feels so fraud-y, I'm not sure what to do. I'm having a hard time getting ahold of anyone at the Marketplace and they don't accept questions via email.
Do I have to just bite the bullet and pay these taxes or do I have any recourse?
Posted by monster-fxcker