I have no idea where to start looking, or if there is even such a thing, but I am looking for insurance that covers me while at work. I am in a position in the construction industry where I have authority over other people and responsibility for the safety of sometimes hundreds of people.
There have been some recent situations where the company I work for and our customer are trying to strong arm me into allowing some work practices that are in a grey area as far as safety regulations are concerned. They aren’t outright prohibited, but they are not necessarily the best practice. After disagreeing with the methods management want to use, they have stated that these work practices are going to be used whether I like it or not. I am worried that because I am in a position to have influence over the workers, and because my position, if something were to happen I might be held liable even though I strongly oppose what is going on. Management has emailed me stating that they acknowledge my disagreement and are taking the liability on themselves, but I don’t know if that legally holds any water.
Is there a type of insurance I could provide for myself to cover me in case I am for some reason sued?
Insurance coverage for work related issues.
byu/smackedpelican inInsurance
Posted by smackedpelican
1 Comment
Does not sound like you are the business owner. The business owner and managers are responsible for what goes on in the business as far as liability goes. You are not going to be gone after unless you do something very stupid and personally negligible. You will have documentation of your concerns as well as the documentation, which you should make copies of, of the higher up managers telling you to do what they say to do. If you are worried, save up for a few hours of a lawyer consult. Also I am guessing this is not a union position since in that case the union will be handling this.
No one is going to sue some guy if they can sue a much deeper pocketed company over that guy telling him what to do.
If these are valid issues that go against your industry standards or best practices, there are government and also industry organizations you can report things to, more or less anonymously, things like OSHA, local code enforcement, etc….