Just got approved for a CSR with 125k SUB after having PCd CSR.
This is my 2nd sapphire bonus in 2years (185k total)
So, the 2 items stated below during application are not enforced and match Jan22 update from TPG about SUB rules easing. In this DP I was trying to see if previously having the card would be an issue.
The new cardmember bonus may not be available to you if you currently have any other “personal Sapphire cards open”, “previously held this card” or received a new cardmember bonus for this card
Timeline:
- Feb 1, 2024: Got CSP with 60k SUB
- Feb1, 2025: Upgraded to CSR (charged $550 fee in May 2025)
- Feb 2, 2026 5pm ET: Downgraded to CSP (2d later partial fee refunded $137)
- Feb 6, 2026 12am ET: Approved for a new CSR+SUB.
- 12h later SUB tracker showed up
79hours between downgrade to CSP / new CSR application.
At time of application was at 4/24 and 3/12 inquiries (all Experian)
CSR app checked Experian.
Success DP: CSR SUB after having PCd CSR (2nd Sapphire SUB in 2y)
byu/LitTravelTips inCreditCards
Posted by LitTravelTips