It is, and we know it is their fault but it is easy to shift the blame on us, we cannot save because of avocado toast and coffee, we cannot even afford avocado toast and coffee, we cannot afford to eat healthy and to live.
We are trapped , we get paid shit, we eat shit, and we get sick as shit and we cannot afford shit.. it is all a shit show and we are the stars of it..
LeftoftheDial1970 on
Beg, borrow, and steal your way into the housing market. That’s the American way! LOL
Kidding aside, it took my wife and I almost 2 years to save $25k for a down payment and it still wasn’t enough. Our combined income was well above the median at that time, and we still had to take an interest-only equity loan of another $25k to avoid paying PMI. We didn’t have any substantial loans at that time, so I can’t imagine anyone in their 20’s or 30’s these days with high student loan debt to save anything substantial for a down payment. This is where the Bank of Mom and Dad comes into play if and only if that bank has cash to provide.
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It is, and we know it is their fault but it is easy to shift the blame on us, we cannot save because of avocado toast and coffee, we cannot even afford avocado toast and coffee, we cannot afford to eat healthy and to live.
We are trapped , we get paid shit, we eat shit, and we get sick as shit and we cannot afford shit.. it is all a shit show and we are the stars of it..
Beg, borrow, and steal your way into the housing market. That’s the American way! LOL
Kidding aside, it took my wife and I almost 2 years to save $25k for a down payment and it still wasn’t enough. Our combined income was well above the median at that time, and we still had to take an interest-only equity loan of another $25k to avoid paying PMI. We didn’t have any substantial loans at that time, so I can’t imagine anyone in their 20’s or 30’s these days with high student loan debt to save anything substantial for a down payment. This is where the Bank of Mom and Dad comes into play if and only if that bank has cash to provide.