I am in California, and my car was broken into and my laptop was stolen. I have a $500 deductible, 2025 car. If i file a glass only claim will that cause my premiums to increase? Should i file a vandalism claim instead or something where i make it clear that i was not at fault?
Rear passenger window was smashed and my laptop was stolen from my car. Should i file a glass only claim through GEICO or a vandalism claim?
byu/No_Rest_6613 inInsurance
Posted by No_Rest_6613
2 Comments
probably no impact on rates. if you have glass coverage you may not have a deductible or lower deductible. laptop only covered on home/renters policy.
They are technically under the same coverage. In CA, a claim is not chargeable/impacts rates unless you are more than 50% liable and cause 1K in PD or injury.