I’m currently in the SAVE forbearance but want to do my IBR application now.

    I think I messed up though. I already filed my 2025 return and got my puny return check back. Is it too late for me to use my 2024 return to apply for IBR?

    Everything I’m reading is saying yes, but I’m in denial. It would be the different of $80 a month for me because my income went up 10k last year.

    Applying for IBR
    byu/ThrowRAbrokegirlie inStudentLoans



    Posted by ThrowRAbrokegirlie

    1 Comment

    1. It’s gonna depend if the IRS has your 2025 tax return ready to be pulled by federal student aid. Unfortunately, you cannot choose which one they can use.

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