How One Credit Card Helped Me Rebuild My Credit After a Major Setback

A few years ago, I faced a significant financial setback due to unexpected medical bills that resulted in missed payments and a dip in my credit score. After stabilizing my finances, I knew I had to take steps to rebuild my credit. I decided to apply for a secured credit card, which allowed me to control my spending while gradually improving my credit score. This experience taught me the importance of responsible credit use. Over time, I made sure to pay my balance in full each month, and I even set up reminders to ensure I never missed a payment again. After a year, my credit score improved significantly, and I was able to transition to an unsecured card with better rewards. Has anyone else had a similar journey? What strategies did you use to rebuild your credit after a setback?