REQUEST: Tips to Negotiate University’s Health Services Urgent Care – Student

Around a year ago, I was sick for a prolonged period, so I decided to go to my university's health center. The university advertises that  students who take x or more credits (which I qualfiied for) "do not pay copays or coinsurance for provider visits at [name]! " . I also asked the front-desk if/how much would be billed to insurance, and they said that it should be covered for students. It turned out to be the flu, and the only thing that the medical staff member did was give me a flu and covid test. The next day, I am completely fine and recover on my own after the week-ish of abnormal shivers and sickness. I would have never went to the student care if they provided price transparency instead of deceiving students.

I then get a bill for ~$400, and although insurance adjusted it by a bit, it's still $300. It's not covered by insurance because my insurance has a high deductible.

I have heard that you can negotiate even if you have insurance, so long as you are willing to pay immediately. If they bring the bill down to a REASONABLE amount ($100-150), I would be able to pay immediately.

Can someone please provide me with some tips to negotiate this urgent care visit given the circumstances of me being a student (I still am a student) and it being health services provided by the university?